A wide range — including machinery, commercial vehicles, manufacturing equipment, medical and dental equipment, restaurant equipment, technology hardware, and more. If it’s essential to your business operations, there’s a good chance we can help finance it. Reach out if you’re unsure whether your equipment qualifies.

“Application Only” means that for most financing requests under $100,000, you won’t need to provide financial statements, tax returns, or bank statements. A streamlined application with basic business information is all that’s required. This significantly speeds up the approval process and reduces the documentation burden on your business.

With an equipment loan (or Equipment Finance Agreement), you own the equipment outright at the end of the term. With a capital lease, you make regular payments and typically have the option to purchase the equipment at the end of the lease for a nominal amount, or return it. The right structure depends on your cash flow needs, tax position, and how long you intend to use the equipment — our team will help you evaluate the options.

In many cases, yes. Eligibility for used equipment financing depends on the type of equipment, its age, and the lender. Our team will assess your specific situation and identify which of our lending partners can accommodate your request.

Not necessarily. Qualified borrowers may be eligible for 100% financing, which covers the full cost of the equipment including delivery and installation, with soft cost allowances up to 30% of the invoice. Down payment requirements, if any, will depend on the lender and the specifics of your application.

Our partners are known for rapid decisions — many straightforward applications receive a response within 24 to 48 hours. More complex or larger transactions may take a little longer, but we’ll keep you informed throughout and work to move as quickly as possible.