Yes. Our Vendor Financing program allows equipment dealers, manufacturers, and resellers to offer competitive financing at the point of sale. There’s no cost to join, no credit risk to your organization, and we handle the applications, decisions, and funding, so financing becomes a sales tool for your business.

We partner with vendors across a wide range of industries and equipment types, as long as the commercial applicant is using it for “commercial purpose”. While most equipment qualifies, “equipment financing” is generally not available for supplies, intangibles or leasehold improvements but in those cases working capital may be a viable option. Assets posing significant environmental or liability risks may also not be eligible. 

We work with small to medium-sized businesses across many industries, as well as non-profits, religious organizations, and local or state municipal entities. Whether you’re a startup or established company, we seek equipment financing or working capital solutions tailored to your needs, especially for businesses underserved by traditional banks. 

Traditional banks often use rigid, one-size-fits-all credit criteria which can limit options, require extensive documentation and slow down the approval process. 

With our credit experience and lender network, we match you or your customer with the right financing source quickly, delivering competitive offers without the need to shop multiple institutions. You’ll also have a dedicated expert available to guide you every step of the way.

Timelines vary deal by deal depending on size and structure, but many applications receive decisions within 1-2 business days. Once approved and signed, and where all conditions are satisfied, funding typically follows within another 1-2 business days. In all cases, whether equipment financing or working capital, we’ll keep you informed and provide clear communication and updates along the way.

No. One of the core reasons Gold Coast Commercial Credit exists is to give businesses (of all credit tiers), access to financing that reflects their true creditworthiness. We are partnered with lenders who take a more holistic view of your business and financial picture. We encourage you to apply and let our team assess your options. We strive our best to locate the best available financing for customers of all credit tiers.

There is no cost to submit an application. Our team will review your request and present available options. Any applicable fees associated with a specific financing product will be clearly explained before you commit to anything. Transparency is central to how we operate.